Financial Assistance Disclaimer

What SFS Tools does

SFS Tools provides free calculators, document checklists and utility tools for general informational use. Calculations are estimates and should be independently verified before making a financial decision.

Role of Savitri Financial Sarthi

Where a user requests help, Savitri Financial Sarthi may assist as a financial-services facilitator/DSA or intermediary, depending on the product and provider. SFS Tools and Savitri Financial Sarthi are not themselves a bank, NBFC or insurance company.

Approval and product terms

Loan approval, eligibility, interest rate, fees, tenure, insurance acceptance, premium and policy terms are decided by the respective bank, NBFC, insurer or other regulated provider. No calculator result or callback request is an approval or guarantee.

Privacy and safety

Callback forms are intended only for basic enquiry details. Never share OTP, PIN, CVV, passwords or internet-banking credentials. Sensitive document upload is currently not enabled on SFS Tools.

Investment tools

Investment and planning calculators are educational illustrations, not personalized investment advice or a guarantee of returns. Market-linked investments can rise or fall in value.