Terms of Use

Use of the service

SFS Tools provides calculators and productivity utilities for informational and general planning purposes.

No financial guarantee

Results are estimates based on user-entered assumptions. They are not loan approvals, investment recommendations, insurance guarantees, tax advice or legal advice. Verify important decisions with the relevant institution or qualified professional.

Your account

You are responsible for keeping your login credentials secure and for activity performed through your account.

Your content

You are responsible for files and information you choose to upload or save. Do not upload content you do not have the right to use or information that is unnecessary for the tool.

Availability

Features may change, be improved or become temporarily unavailable. SFS Tools does not promise uninterrupted operation.

Acceptable use

Do not misuse the service, attempt unauthorized access, interfere with other users, or use the tools for unlawful activity.

Contact

Questions about these terms can be sent through the Contact page.